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An empty nest finally lets you focus on you. The loan originator we were assigned, Scott Cleaver, was responsive, professional, and thorough. Bad Credit Personal Loans. Login with your email. Share The Nationwide Mortgage Licensing System NMLS is a nationwide system responsible for regulating the licensure of mortgage lenders in the United State and its territories. Our customer reviews and industry ratings are evidence of this axiom at work. The Difference Between Mortgage Prequalification & Preapproval